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Investment Beliefs

ANZ Staff Super is guided by the following investment beliefs when investing members savings.

Investment beliefs are the guiding principles and assumptions that inform how funds are managed, including decisions on asset allocation, risk tolerance, and long-term strategy, to achieve retirement goals.

Investment Governance

Strong investment governance should result in effective decision making and improved investment outcomes.

The Fund will ensure appropriate investment governance arrangements and resources to deliver on investment objectives for members.

Investment Strategy

The Fund’s strategic asset allocations are the key driver of the Fund’s long-term investment outcomes, and the majority of investment decisions will be long-term strategic decisions.

Value can be added, when appropriate, by taking opportunities that deviate from the strategic allocation, while ensuring member objectives are consistently met.

A long-term investment horizon increases the likelihood of meeting investment objectives.

Peer awareness is an important factor, though it is not a primary driver of investment decision making.

Investment Risk Management

Taking investment risk is essential to deliver outcomes for members over the long-term.

Investment risk comes in many forms and should be managed accordingly.

Efficient diversification across multiple levels (e.g., country, sector, investment type) is an important source of risk reduction.

Exposure to foreign currencies should be explicitly considered and managed.

Active Management

Additional value can be created through the use of active management. The opportunities to add value vary across markets.

Liquidity

Additional returns can be captured through exposure to illiquid assets because investors require a higher return for accepting this illiquidity.

The liquidity of the investment strategy must be able to meet all member payment obligations.

Investment Fees & Costs

Net of fee and cost returns are ultimately what are important for members.

All fees and costs matter and need to be effectively managed, ensuring value for members.

Sustainability of Investments

Consideration of sustainability issues is important in maximising the likelihood of investment success over the long-term.

Climate change gives rise to risks and opportunities to members’ superannuation outcomes via regulatory, environmental, economic and social impacts.

Disclaimer

ANZ Staff Superannuation (Australia) Pty Limited ABN 92 006 680 664 AFSL 238268 RSEL L0000543 (“Trustee”) is the trustee of the ANZ Australian Staff Superannuation Scheme, ABN 83 810 127 567 RSE R1000863 (“the Scheme” or “ANZ Staff Super”) and product issuer of ANZ Staff Super products for current and former ANZ staff and their partners.

The information provided on this website is general in nature and does not take into account your personal financial objectives, situation or needs. You should consider your objectives, financial situation or needs, and the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the ANZ Staff Super products before making any decision about ANZ Staff Super.

Any past performance information is given for illustrative purposes only and should not be relied upon as an indication of future performance.

This website is provided by the administrator, Australian Administration Services Pty Ltd (ABN 62 003 429 114). The Trustee pays a fee for the provision of this service, however this fee is not conditional on you using this service or acting on the information or advice provided through this service. This website was prepared in good faith and we accept no liability for any errors or omissions.